There’s no doubt that some jobs are more dangerous than others, but the truth is that anyone can suffer an on-the-job injury. It doesn’t matter whether you work in an office or on a construction site—there is always a risk of suffering an injury at work.
If it happens to you, it’s important to reach out to a workers’ compensation lawyer at Malloy Law Offices as soon as possible. Let our team guide you through the process of applying for workers’ compensation so you can quickly obtain the benefits you deserve.
Each state has its own workers’ compensation laws. In Maryland, nearly every employer with at least one employee is required to have workers’ compensation insurance for their employees. However, it is important to note that employers are not required to provide workers’ compensation coverage to independent contractors.
If you are an employee who suffers an on-the-job injury, you cannot file a personal injury lawsuit against your employer. Instead, you may file a claim for workers’ compensation benefits. If your injury is covered, your employer’s insurance company will award you workers’ compensation benefits. These benefits are designed to cover your medical expenses and a portion of your lost wages.
The workers’ compensation system in Maryland only covers three categories of work-related injuries: accidental injuries, occupational diseases, and hernias. Accidental injuries are those that are sustained unintentionally and unexpectedly. If you intentionally injure yourself, you are not entitled to workers’ compensation benefits. Accidental injuries must also “arise out of and in the course of employment,” which means the injury must have been sustained while you were performing your job duties in the workplace.
Accidental injuries are compensable regardless of who was at fault for the accident. This means that your employer must pay workers’ compensation benefits for your accidental injuries even if the accident was not their fault.
The second category of covered injuries is occupational diseases, which are illnesses caused the nature of your job duties. These illnesses are not related to a specific workplace accident, but they are still compensable under the workers’ compensation system.
The final category of covered injuries is hernias. A hernia is covered if it occurred as a result of a workplace accident or a strain that occurred in the workplace.
Every workers’ compensation case in Baltimore is unique. But in general, injured employees may be awarded several types of benefits, including:
The type and amount of these benefits that you are awarded will depend on a number of factors, including your average weekly wage, the severity of your injuries, and whether or not your injuries prevent you from working.
Injured workers are also entitled to medical benefits, which cover the cost of treatment for their work-related injuries. Eligible employees may also be awarded vocational rehabilitation benefits so they can acquire new skills that will help them find employment.
Injured employees are legally entitled to workers’ compensation benefits, but unfortunately, many claims are denied. Insurance companies are more interested in protecting their profits than they are in awarding injured workers the benefits they deserve. As a result, many employees are unable to secure the benefits they need to make ends meet after a work-related injury.
Don’t let this happen to you. The attorneys at Malloy Law Offices have extensive experience representing injured employees in workers’ compensation cases. Our priority is protecting your best interests, which is why we work tirelessly to ensure you are fully compensated. We aren’t afraid of going up against a large insurance company in order to secure your workers’ compensation benefits. If you have sustained a work-related injury, focus on your recovery while our workers’ compensation attorneys handle the fight for your benefits.
Have you suffered a workplace injury in Baltimore? If so, let our experienced workers’ compensation attorneys review your case to determine if you are entitled to benefits. Our team has helped countless workers in Baltimore secure the benefits they need after a work-related injury. Let us fight to obtain these benefits on your behalf. To schedule a free consultation, call our office at 410-921-7092 or fill out the form on this website.