Driving for ridesharing services such as Uber or Lyft has exploded in popularity over the past decade. The almost universal adoption of these services in town and cities across the world has reshaped the way we navigate our communities. But whether you drive occasionally for extra income or as a full-time job, you may not be aware of the gaps in your insurance that could leave you bearing the costs of an accident on your own. A Gaithersburg Rideshare Accident Attorney can help you understand your rights and responsibilities so you can drive safely.
The standard consumer insurance policy required by law before operating a motor vehicle insures the vehicle for “personal use.” It’s important to understand that this terminology is meant to denote a difference between a commercial vehicle and personal vehicle. You may think that driving your own car for a ridesharing service qualifies as “personal use.” But since you’re doing so in a for-profit capacity, you’re actually operating a commercial vehicle.
It is absolutely imperative that you secure a commercial insurance policy before operating a rideshare. Doing so will protect not only your own physical and financial health but also that of your passengers and fellow drivers. Contacting your insurance provider for a quote is a good first step. But depending on your preferred rideshare service you may have other options. Larger ridesharing services have begun to offer liability insurance to their drivers. Do your research and protect yourself.
The development and implementation of new technology often outpaces the development and implementation of new laws to regulate that technology. Especially in brand-new industries like ridesharing, the ground is never stable for long. Keeping yourself informed is the first step to keeping yourself protected. But if worst comes to worst and an accident does occur, a Gaithersburg rideshare accident attorney can help you navigate the situation and secure the damages you are entitled to. The attorneys at Malloy Law Offices, LLC are the DMV’s personal injury specialists. They’ll fight for you while you focus on your recovery. Call today for your free consultation.