Are you wondering if you qualify for Social Security Disability benefits in Kensington? If you have a medical condition that prevents you from working, you may be eligible for benefits. To qualify for Social Security Disability Insurance (SSDI), you must have worked enough years and paid into Social Security. To qualify for Supplemental Security Income (SSI), you must have a low income and few resources. If you think you might be eligible for benefits, the best thing to do is to contact a Kensington social security disability attorney. An attorney can help you determine if you qualify for benefits and can assist you with the application process.
If you’re like most people, you probably think of Social Security as a retirement program. And it is that, to some extent. But it’s also a disability insurance program. In fact, over 90% of the money that flows into the Social Security system comes from payroll taxes dedicated to the disability program.
Social Security disability is a benefit paid to people who are unable to work due to a serious medical condition. To qualify for benefits, you must have worked in jobs covered by Social Security and earned enough work credits.
Generally, you need 40 credits, 20 of which were earned in the last 10 years ending with the year you become disabled. However, younger workers may qualify with fewer credits.
You can earn up to four credits per year. In 2021, you earn one credit for each $1,470 of earnings, up to the maximum of four credits for the year.
The Social Security Administration (SSA) has a strict definition of disability. To qualify, you must be unable to do substantial work because of your medical con dition. Your condition must also be expected to last for at least one year or to result in death.
In addition, your medical condition must prevent you from doing any work that you did in the past and that is consistent with your education, training, and experience.
Applying for Social Security Disability benefits can be complicated, but an experienced Kensington SSD lawyer can make the process easier. Malloy Law Offices is here for you. If you need help applying for benefits or appealing a denial, contact us today. We offer free consultations, so you have nothing to lose.