Silver Spring Workers’ Compensation Lawyer

There are many work injuries that happen every year in the United States. Millions can be affected by an injury on the job. Many jobs are different from each other and some have a higher risk at injury than others. It’s important to know, no matter what, those hurt on the job can be compensated for future costs with the help of a Silver Spring Workers’ Compensation lawyer.

First to understand workers’ compensation law, it’s important to cover who pays for compensation for your recovery.

Is My Employer Required to Have Workers’ Compensation Insurance?

Most employers in the United States are required by law to have worker’s compensation insurance. This protects employees if they are injured on the job and need time off of work or physical recovery. Those businesses with at least three part-time or full-time employees must obtain workers’ compensation insurance.

For some workers, independent contractors are not considered employees. However, they could be eligible for compensation with a certain set of factors in place. If an independent contractor is injured, some factors that determine if they should be considered an employee are:

Who controls the work performed by the independent contractor
Whether or not the worker can be hired or fired
How the worker is paid

Even if the independent contractor is not considered an employee, they can still receive compensation but not from their boss’s workers’ comp. insurance company.

Injuries Covered by the Workers’ Compensation Laws in the DMV Area

When determining injuries at work, the first piece to consider is whether or not the injury happened on the clock. There are two main injuries that are covered by the workers’ compensation laws in the DMV area. These include “injuries by accident” and “occupational diseases.” First consider, was is an accidental injury?

You can obtain worker’s comp. benefits for an injury by accident if the following questions are answered, “yes”:

As mentioned first, was it sustained at work or a work-related event?
Was caused by a specific work-related activity?
Did the injury occur suddenly at a specific time during work?

Moreover, occupational diseases are somewhat different to classify. If you have any questions so far, you can always talk with a Silver Spring workers’ compensation lawyer.

If you suffer internal pain at work, this would qualify as an occupational disease. You can obtain benefits for an occupational disease if these conditions are met:

The disease was directly caused by your work.
The disease is not already a condition that affects your health, unless it significantly affected your life.

Some examples of occupational diseases include asbestosis, mesothelioma, and silicosis. If you either sustain an injury by accident or develop an occupational disease, you may qualify for workers’ compensation benefits. With the help of a Silver Spring workers’ compensation lawyer, you can get back maximum, instead of just average.

What You May Be Entitled To With A Silver Spring Workers’ Compensation Lawyer

You may be entitled to several types of benefits for a work-related injury, including:

Temporary total disability: These benefits are equal to two-thirds of your pre-injury average weekly wage.
Temporary partial disability: These benefits are equal to two-thirds of the difference between your pre-injury average weekly wage and your post-injury average weekly wage.
Permanent partial disability: These benefits are equal to two-thirds of your pre-injury average weekly wage.
Permanent total disability: These benefits are equal to two-thirds of your pre-injury average weekly wage.

There is a limit on weekly benefits. Your weekly benefits cannot exceed the state’s average weekly wage. For example, if two-thirds of your average weekly wage is more than 100% of the state’s average weekly wage, you will be awarded benefits that equal the state’s average weekly wage.

Getting these qualifications depends on what’s called the workers’ compensation impairment rating. This system is what a Silver Spring workers’ compensation lawyer can fight for to get the best outcome specifically for you.

Hiring A Silver Spring Workers’ Compensation Lawyer & Benefits

We have just covered a very surface level explanation of how work injuries are compensated. There are many other pieces involved like timelines, short-term disability, long-term disability, permanent, and partial damages. With all these parts, hiring a Silver Spring workers’ compensation lawyer should guarantee you will not miss any details and are not mislead by insurance companies. One note you should remember is that you need to file for worker’s compensation for any recovery.

Make sure you file for workers’ comp. initially. This is very different and separate from hiring a lawyer. Speak to your employer as well and report the injury. Do both then talk to our Silver Spring workers’ compensation lawyer team and we will walk you through the process. We are open to hearing you out and be transparent about how a claim starts.

Free & No-Risk Process With Silver Spring Workers Compensation Lawyer at Malloy Law Offices, LLC

If you have been injured on the job, first talk to your employer and file an incident report. Next file for worker’s compensation with your state. Then talk to our Silver Spring workers’ compensation lawyer team right away to start your treatment.

If you’ve already started treatment but haven’t spoke to us yet, there’s no worry. We will make sure to document everything and explain the process to you. You have a right to get back to your life. Remember that your life is worth the time. Call us for a free consultation at (888) 892-0906. There is no risk because we offer a contingency fee system, so you don’t pay us anything unless we win your case. What are you waiting for? Contact us now!