Ridesharing services such as Uber and Lyft have completely changed the way that people travel around the city of Clinton. There’s no doubt that these services make transportation more convenient and affordable. But just like other drivers, Uber and Lyft drivers can be involved in traffic accidents.
If you’re in an accident with a rideshare vehicle, it’s important to understand your right to compensation. Let the Uber accident lawyers at Malloy Law Offices, LLC fight for the compensation you are entitled to by law.
Ridesharing accidents are caused by many of the same factors that cause other traffic accidents. Some of the most common causes of Uber and Lyft accidents include:
All of these factors can lead to rideshare accidents, but distracted driving is perhaps the leading cause of these crashes. This is because rideshare drivers must frequently look at their smartphones in order to search for new customers, communicate with customers, or read directions. Every time they take their eyes off of the road, they put other road users in danger.
No one ever expects to be involved in a car accident after hopping in an Uber or Lyft vehicle, but it happens far more often than you may expect. If you are injured while riding as a paying consumer in an Uber or Lyft vehicle, you are entitled to compensation for your injuries.
Both Uber and Lyft have $1 million insurance policies that cover accidents that occur from the time a ride request is accepted by the driver until the time the passenger is dropped off at their final destination. You should be compensated for your injuries under this insurance policy if you were an Uber or Lyft passenger at the time of the crash.
The rules are different if another driver, pedestrian, or bicyclist is involved in an accident with an Uber or Lyft driver. The insurance policy that will cover the crash will depend on whether or not:
If the rideshare driver was not working at the time of the accident, the rideshare company’s insurance policies will not cover the collision. Instead, the driver’s personal insurance policy should provide coverage. Uber and Lyft require their drivers to carry auto insurance coverage that meets the state’s minimum requirements. For this reason, the driver should have insurance that will cover the accident.
The rideshare company’s $1 million insurance policy will cover the crash if it occurs when there is a passenger in the car or when the driver has accepted a ride request and is on the way to pick up a passenger.
Uber and Lyft also provide coverage if an accident occurs when a rideshare driver was actively working but was still waiting to receive a ride request from a passenger. In these cases, the rideshare company provides up to $50,000 in bodily injury coverage per person, $100,000 in bodily injury coverage per accident, and $25,000 in property damage coverage per accident.
Uber and Lyft accident cases are more complex than other car accident cases. This is because there are more parties involved in rideshare accident cases, which makes determining liability and negotiating with insurance companies more challenging.
Don’t go head-to-head with Uber or their insurance company without an experienced rideshare accident attorney by your side. Instead, turn to the Uber accident attorneys at Malloy Law Offices, LLC for help. Let us work tirelessly to ensure you are fully compensated for your injuries.
Have you been injured in a rideshare accident? It doesn’t matter whether you were a passenger, motorist, pedestrian, or bicyclist—you should seek legal representation from the rideshare accident lawyers at Malloy Law Offices, LLC. With over 15 years of experience, our Clinton personal injury attorneys have the legal skills and resources to win complex rideshare accident cases. To schedule a free consultation, call 301-664-1775 or submit your information using the form on this website.