Potomac Workers’ Compensation Attorney
Work injuries can happen to anyone in any field of work. Work accidents unfortunately happen often. It’s hard to prepare for a work injury. Therefore if something happens, contact a Potomac workers’ compensation attorney right away. A legal team will make sure you are getting compensation for time off and medical bills. Insurance companies should already be compensating what you’re entitled to but we recommend not trusting everything they say. They need to make money somehow, which sometimes leaves injured workers’ with less.
The insurance company is not your friend but they are funding you after a work injury. With a lawyer, they won’t be able to take advantage of you.
Dealing With Workers’ Compensation Insurance
In the United States, most employers have workers’ compensation insurance to protect workers who may get hurt on the job. With that being said, your employer is not the direct person who compensates you. It’s the workers’ compensation insurance company. Companies with at least three part-time or full-time employees must obtain workers’ compensation insurance in the US. However, if your employer doesn’t allow you workers’ comp. insurance, it might be because of certain work requirements.
Some workers don’t not qualify as employees. For example, independent contractors. Companies generally offer workers’ comp. insurance to employees. In this case, an independent contractor may not have access to workers’ compensation through their employer. This all depends on:
- Who controls the work performed by the independent contractor
- Whether or not the worker can be hired or fired
- How the worker is paid
However, they still could be eligible for work injury compensation by other means. No matter what, a work injury is serious. You need to report it first with your boss, whoever that may be. Then contact a Potomac workers’ compensation attorney. Your health and well-being is too important to compromise.
A Work Injury Breakdown
Work injuries happen on the clock. That’s one factor to take into consideration if you’re unsure you have a work injury. Moreover, the type of injury is another factor. Is it an “injury by accident” and, or an “occupational disease” ? These are both very different classifications.
You may be able to receive workers’ comp. from an “injury by accident” or accidental injury. Just ask yourself these questions. Accidental injury would point to answering “yes” to these questions:
- As mentioned first, was it sustained at work (on the clock) or a work-related event?
- Was caused by a specific work-related activity?
- Did the injury occur suddenly at a specific time during work?
Nonetheless, you might still be eligible for work injury compensation if you’ve developed an occupational disease.
An occupational disease is an internal issue. You can obtain benefits for an occupational disease if these conditions are met:
- The disease was directly caused by your work.
- The disease is not already a condition that affects your health, unless it significantly affected your life.
Occupational diseases include asbestosis, mesothelioma, silicosis, etc. Regardless of the type of injury, your health is vital. The sooner you speak to a Potomac workers’ compensation attorney, the better your outcome. Without a lawyer, you risk maximum compensation. The insurance company will try to take advantage of you. If you speak to a lawyer, they will do the work for you and get you back on your feet quicker. You may be wondering, “how is that?” Well, it’s because a lawyer has the appropriate knowledge of how workers’ comp. is determined.
What a Potomac Workers’ Compensation Attorney Fights For
Every attorney has a certain area of law they practice and location they are barred in. They will know the specific laws in your area. In the DMV, a Potomac workers’ compensation attorney will know what laws to follow. Here in Maryland, you may be entitled to several types of benefits for a work-related injury, including:
- Temporary total disability: These benefits are equal to two-thirds of your pre-injury average weekly wage.
- Temporary partial disability: These benefits are equal to two-thirds of the difference between your pre-injury average weekly wage and your post-injury average weekly wage.
- Permanent partial disability: These benefits are equal to two-thirds of your pre-injury average weekly wage.
- Permanent total disability: These benefits are equal to two-thirds of your pre-injury average weekly wage.
There are limits to these benefits. For example, your weekly benefits cannot exceed the state’s average weekly wage. Therefore, if two-thirds of your average weekly wage is more than the state’s average weekly wage, you will be awarded benefits that equal the state’s average weekly wage. Impairment ratings will be determined by medical specialists.
Doctors will be involved. They will say you’ve lost a certain percentage of an injured area. This doctor is assigned to you by the insurance company. Hiring a Potomac workers’ compensation attorney will allow you to have a second doctor’s opinion. It’s just one of the many reasons to talk to a lawyer after a work injury.
What to do Before Hiring a Potomac Workers’ Compensation Attorney
What we’ve explained thus far is only a surface level explanation. Workers’ compensation involves so much more like timelines, short-term disability, long-term disability, permanent, and partial damages. With all this and more, a Potomac workers’ compensation lawyer will make sure they do the work for you. Before speaking to an attorney, make sure you file the initial work injury claim with your employer.
Filing for workers’ compensation is not the same as hiring a lawyer. This is the initial step to let you employer know you were injured at work. Completing this step also notifies the workers’ compensation insurance. After you filed for a work injury, then speak to a Potomac workers’ compensation attorney. Our firm offers free consultation, so if you’re unsure, there’s no financial obligation.
Free Consultation to Talk to a Potomac Workers’ Compensation Attorney
You shouldn’t have to worry about finances anymore. Let our Potomac workers’ compensation attorney team take the work off you plate. Along with free consultations, we work on a contingency fee basis. What that means is there is no fee until the final settlement. Even if you’ve already started treatment, you will be covered. There’s no need to worry about paying out of pocket anymore. Contact us as soon as possible: (888) 892-0906. The sooner we start, the better the outcome. Contact us now!