It’s surprising the amount of work injuries that occur every year in the United States. According to the National Institute for Occupational Safety and Health, an average of 2 and a half million people are injured on the job every year in the United States. Insurance companies were created to protect those who are injured on the job. However, sometimes your employer’s insurance company does not compensate the full amount, leaving hurt employees out of a job longer. This is the main reason why we encourage hiring a Rockville workers’ compensation attorney. You are recovering from your injury and have to keep the insurance company in check. It’s not easy, nonetheless a lawyer will know the true value of your case.
The majority of companies have workers’ comp. insurance. This is in case an accident happens. Employers should keep their employees safe. So, if an injury occurs on the job and you file a lawsuit, then your employer’s worker’s compensation insurance will be sued. This is because the insurance company is supporting you financially during your recovery. Sometimes you have to hold the insurance company accountable. It’s because they are a business and won’t always offer what you are entitled to. Hiring a Rockville workers’ compensation attorney will help you with this issue. However, some employers do not have coverage by insurance. Another fact is that not every employee is eligible to workers’ compensation insurance help after an accident.
Independent contractors may not be considered employees. Nonetheless, they could still be entitled for work injury compensation. If they are considered employees by the company the injury occurred at, they could receive workers’ comp. Some factors that determine this are:
Independent contractors can still get work injury help if they don’t qualify as employees. Workers not protect by insurance from their employers can still receive financial help by other means as well. A Rockville workers’ compensation attorney could work with you on your next steps.
What is worker’s compensation? It is an injury that happened at work. This means that the injury happened on the clock. Your claim can be put into 2 categories after a work accident: “injuries by accident” and “occupational diseases.” They are both sustained very differently.
Injuries by accident are external issues and classified if the following questions are answered, “yes”:
Examples of injuries by accident could include broken bones, burns, cuts, even car accidents, if your job is on the road.
Occupational diseases are internal problems. You may be entitled to occupational disease workers’ comp. if these conditions are met:
Examples of occupational diseases could include asbestosis, mesothelioma, and silicosis. Having a Rockville worker’s compensation attorney will help you know what kind of accident you have. Attorneys have tactics and certain knowledge when it comes to personal injury law.
Every U.S. state has their own set of work accident laws. In Maryland, there are 4 injury placements or ‘impairment ratings’ that determine how much you are compensated. The 4 factors are:
Nonetheless, there are still limits. For example, your weekly benefits cannot exceed the state’s average weekly wage in Maryland. If 2/3 of your average weekly paycheck (when you were working) is more than the state’s standard average weekly wage, you will be compensated the state’s average weekly wage. There are many other factors that also affect what you get back..
Factors help you get back what you are entitled to. Your impairment rating will be created by your employer’s workers comp. insurance. Therefore, it’s important to have a second opinion or rating. The second opinion can be from your doctor or your lawyer’s doctor of choice who would fairly rate you better and is on your side. Having that option is just one of the many benefits to hiring a lawyer.
Speak to your employer and file for worker’s compensation after an injury right away. Filing for a work injury is sperate from hiring a lawyer. This will get you in touch with your employers workers’ compensation insurance company. However, we know you don’t want just a portion of what you’re owed from the insurance company.
A lawyer would take the work off your plate and know the value of your case. A legal team would get medical records, finding expert witnesses, a trusted doctor, among other tasks for you. Missing information or steps could be detrimental to your case. Your health is also important, so focus on your recovery and our team will take the burden.
Work injuries need treatment. Make sure you get treatment as soon as possible. Our Rockville workers’ compensation attorney team want to help you. This is why we offer free consultation and work on a contingency fee basis. Let us prove it to you: (888) 892-0906. We want to hear you out.