Federal law requires employers to maintain a safe work environment. But sadly, workplace injuries can still occur even if an employer complies with every rule and regulation. It doesn’t matter where you work or what type of work you perform—you could suffer an on-the-job injury at any given moment.
If you’ve been injured at work, you may be eligible for workers’ compensation benefits. Let the skilled workers’ compensation lawyers at Malloy Law Offices fight to ensure you are fully compensated for your workplace injuries.
The vast majority of employers in Maryland are legally required to obtain workers’ compensation insurance coverage for their employees. This means most employees are eligible for workers compensation benefits. But there are some exceptions, including certain farm workers and real estate brokers, who are not covered employees.
It’s important to note that employees are eligible for workers’ compensation benefits, but independent contractors are not. If you are classified as an independent contractor, you are not entitled to workers’ compensation benefits for on-the-job injuries.
The law outlines which work-related injuries are and are not covered by the workers’ compensation system in Maryland. The three main categories of covered injuries are:
An accidental injury is sustained in an unexpected workplace incident such as a slip and fall or heavy machinery accident. If you are injured in an unexpected workplace accident, you are entitled to workers’ compensation benefits regardless of who was at fault.
The second category is occupational diseases, which are conditions or illnesses that develop due to the nature of your work. For example, if you are constantly exposed to toxic substances while performing your job duties, you may qualify for benefits if you are diagnosed with an illness caused by this exposure. Some examples of occupational diseases are mesothelioma, asbestosis, and silicosis.
The workers’ compensation system in Clinton also covers hernias. This type of injury is covered regardless of whether it was sustained in an unexpected accident or by straining.
Accidental injuries, hernias, and occupational diseases are only covered if they “arise out of and in the course of employment.” This means your injuries must be work-related in order to qualify for workers’ compensation benefits.
There are a number of different types of workers’ compensation benefits, including:
The amount of workers’ compensation benefits you are awarded will depend mainly on your average weekly wage. This is because workers’ compensation benefits are calculated using your average weekly wage. For example, temporary total disability benefits are equal to two-thirds your average weekly wage, not to exceed the state’s average weekly wage.
Injured workers are also entitled to medical benefits, which will completely cover the cost of treating work-related injuries. Furthermore, certain injured workers may also qualify for additional benefits, including vocational rehabilitation services. These services are designed to help injured workers learn new skills and re-enter the job market.
Each case is unique and the process of calculating benefits using your average weekly wage is complex, which is why it’s best to turn to an attorney to find out how much your claim is worth.
You are entitled to workers’ compensation benefits for on-the-job injuries, but that doesn’t mean these benefits are easy to obtain. A number of obstacles may arise after you file a claim for benefits. Your employer’s insurance company may argue that the injury is not work-related or question the severity of your condition and your ability to work. If you aren’t prepared, these obstacles could prevent you from getting the benefits you deserve.
Make sure you are fully compensated for your work-related injuries by seeking legal representation from the attorneys at Malloy Law Offices, LLC. Our personal injury attorneys have the experience and resources to overcome obstacles, settle disputes, and help you obtain the workers’ compensation benefits you need.
Do not hesitate to contact the workers’ compensation attorneys at Malloy Law Offices, LLC immediately after suffering an on-the-job injury. Our Clinton personal injury attorneys have helped injured workers in Clinton secure the benefits they deserve for over 15 years. We will work tirelessly to maximize your workers’ compensation benefits. To schedule a free consultation, call 301-664-1775 or submit your information using the form on this website.