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Private vs Public Workers’ Compensation And What Is The Difference?

Would you like to the different workers’ compensation benefits for a private and public sector? Contact Malloy Law Offices, LLC today!

In the United States, every 7 seconds a worker is injured on the job whether it’s an employee working for a public entity or a private business. But what is the difference between these two? A public workers’ compensation case, such as a government worker involves unique issues and political ramifications. However, a private workers’ compensation case doesn’t have as many unique roadblocks. Both can file for a work injury but both are also very different areas of law.

Public Workers’ Compensation Benefits In Washington D.C.

In Washington D.C., there’s a specific type of worker’s compensation program for employees who work for the government. This is called the Public Sector Workers’ Compensation Program (PSWCP). Here are the benefits from PSWCP:

  • Medical indemnity – It is a requirement that the PSWCP to manage and direct medical care provided to employees with compensable injuries
  • Wage loss Indemnity – An employee with a compensable injury that results in loss of wage-earning capacity may be eligible for temporary total or temporary partial disability benefits
  • Permanent disability – An employee with compensable injury that results in permanent loss or loss of use of a member of function of the body or disfigurement is eligible for permanent disability benefits
  • Death benefits – The spouse or domestic partner, child, or other eligible dependent of a Washington D.C.’s government employee, who died as a direct result of a compensable injury, may be eligible for death benefits

Private Workers’ Compensation Benefits In Washington D.C.

A private sector’s workers’ compensation, however, works a bit differently. They represent segments of the economy owned and run by individuals and for-profit companies. For example, corporations, small to mid-sized enterprises, trade unions, and professional associations are all private sectors. Oftentimes, these companies offer workers’ compensation insurance or a required to provide it. Here is what is covered for workers’ compensation for private sectors in Washington D.C.:

  • Missed wages – Income that was lost due to a work-related injury or disease will be covered
  • On-going care costs – When any work-related injuries or diseases need follow-up treatment such as physical therapy or additional surgeries
  • Disability benefits -If an employee has a permanent or temporary disabilities because of a work-related injury or illness
  • Funeral costs –  If a work-related accident causes an employee’s death. Workers’ compensation can also provide death benefits to the employee’s beneficiaries

Contact Our Lawyers Today!

Our attorneys here at Malloy Law Offices, LLC understand the frustrations that our clients and their loved ones go through when these unexpected events happen. Let us bring you clarity if you are unsure about your case. To see more on how our attorneys handle these cases, click here to view more. Call (888) 607-8690 for a free consultation!