No injury is ever easy, but a traumatic brain injury is especially difficult to deal with because of the long-term effects it can have on your daily life. Tasks that were once simple for you can become incredibly difficult, and your comfort of living requires constant medical attention.
It only makes sense that you would want to put forth a TBI claim to your insurance company. But do you need an attorney to help you with that? After all, how difficult could it be? Well, as you’ll see, it’s a lot more complicated and frustrating than you might have thought.
Paying an attorney costs more than not paying an attorney, so it’s understandable why you might not consider hiring a lawyer to be necessary. But traumatic brain injury claims are notoriously difficult to prove, and those who go at it alone tend to overestimate their case. After all, they know exactly what happened to cause their injuries, but they don’t realize how difficult it can be to prove it.
These cases are so difficult for two reasons:
The Expense: TBI claims are among the most expensive claims that an insurance company could payout. There are many medical expenses when it comes to dealing with a TBI, and injuries of this kind are often lifelong struggles that don’t go away. A broken bone can heal, but a damaged brain may not. Because the cost of these claims is so expensive, insurance companies are willing to put a lot of effort into preventing them and so they’ll be willing to fight tooth and nail to not have to pay you.
Causation: While it may be clear to you exactly what caused your injury, proving that isn’t easy. What’s even harder is to show that a subjective symptom was related to a real injury. Memory loss after a TBI may be obvious to you and those around you but it’s easy to argue that old age may be the culprit behind the memory loss and the injury only happened to correspond at the same time by pure chance. Do you know how you would prove that it was related to the accident in a courtroom?
Because TBI claims are so expensive and can be so difficult to prove causation, they aren’t easy to win.
Now you might be thinking that your TBI is worth more trouble than it’ll cost. After all, if you can’t win the case on your own then the easiest thing to do is to do nothing at all. How bad could it be to leave your TBI untreated?
If you decide not to put a claim in for your TBI, or if you lost your claim when you represented yourself, then you’re going to be in for a difficult and expensive time. Symptoms of a TBI include loss of memory, blurred vision, depression, and more. These symptoms can be so extreme as to prevent you from seeking further work, which means that your household’s income will take a hit.
At the same time, there will be medical bills to cover. Discovering a TBI and getting a sense of what damage it has done isn’t easy and it can cost an incredible amount. After discovery, there are costs associated with therapy and rehabilitation as doctors look to help you regain as much brain function as you possibly can.
With such staggering medical costs, it’s only right that your insurance company respects your claim and the best way to ensure that happens is to hire an experienced TBI attorney.
Working with an attorney is the best way to improve the chances of your TBI claim being approved. But far from simply fighting for you in the courtroom, should it come down to that, an experienced attorney can do a lot to help you with your TBI, such as:
An experienced attorney might be more of an investment than trying to represent yourself but they’ll be able to offer much better advice and results than you would have gotten on your own. Rather than letting yourself get lost in your claim, spend your time recovering and hire a TBI lawyer to do the heavy lifting for you.
If you have suffered a TBI in Baltimore and you’re looking for an attorney to represent you then look no further than Malloy Law Offices. With 15+ years of experience in personal injury cases, Malloy Law Offices has helped countless individuals just like to get the compensation they deserve for their injuries.
We understand that this is a difficult time for you. That’s why we want to offer you the kind of help that lets you focus on your recovery. Leave the legal matters to us. Give Malloy Law Offices a call at (888) 607-8690 to speak with an experienced attorney about your TBI.